Join to apply for the Business Banking Senior Expert role at ING Italia 1 week ago Be among the first 25 applicants Job Description The resource must have a highly experienced banking professional, with extensive and advanced Credit Risk knowledge, applied to business banking. The resource ING Italy is looking for supports the launch of the Business Banking proposition from scratch, deals, within the credit risk department, with underwriting and in-life-management (ILM) practices and the adherence to regulatory requirements and global strategy. Key Responsibilities Set up the underwriting and in-life-management (ILM) criteria to support the launch of the new BB proposition. Set up credit risk appetite, monitor limit utilization and the actions to ensure adherence to the appetite defined. Monitor the Credit Risk performance of the portfolio through the available tools. Efficient implementation and monitoring of the relevant Credit Risk regulations through ensuring local policy compliance with Group and BB Credit Risk policies. Support for the cRWA and LLP provision implementation based on regulation and Global policy. Stakeholder management at the local level and interaction with Global Retail Credit Risk. Coordination and facilitation of key credit risk activities among the credit risk department. Collaborate for the Top Management information pack preparation. Requirements Degree in Finance or Statistics or Economics. 7 years of relevant and thorough experience in the credit risk function of Business Banking (can include credit risk policies, portfolio analysis, implementation activities, etc). Experience in LLP and capital calculations and processes in line with regulation and global policy. Experience with Credit Risk regulation, i.e. interpretation of the regulation, implementation of the regulation. Program and process management skills with regular reporting to senior stakeholders. Decision Engine credit strategy management expertise is a plus. Fluent in English. Our Preferred Candidate Also Has Ability to design and drive qualitative and quantitative analysis. Extremely flexible approach due to direct exposure to various business environments and roles, at local and international levels. Strong sense of accountability delivers on promises, takes ownership. Out-of-the-box thinker. Drive for results. Enthusiastic team player. Effective and open communication skills. Good verbal and written communication skills in English. Record of driving and implementing change. Constantly develop professionally. Passionate about Credit Risk related topics. Working conditions: Full Time Duration: Permanent Location: Milan (hybrid) About ING ING offers many opportunities to build a diverse and rewarding career. You will be joining an international innovative digital bank, the first in Italy to adopt a fully flexible smart working model, and you will be working in a stimulating environment where you can grow both as an individual and as a professional. Our purpose - empowering people to stay a step ahead in life and in business - represents our belief in people’s potential. We don’t judge, coach or tell people how to live their lives. We empower people and businesses to realize their own vision for a better future. The Benefits Of Joining ING Super flexible smart working. Competitive base salaries and performance-based bonuses. Diverse cultures & Innovative mindsets. International Environment. Commitment to sustainability. Lots of training development opportunities to help you grow. Lots of moments dedicated to physical and mental well-being. A special day off when it is your birthday: we call it doyourbirthday And of course we can’t forget: free water & coffee at the office Our Commitment Diversity is a fundamental element of our corporate culture, and we are fully committed to creating a safe and inclusive environment, based on mutual respect and the value of diversity, offering equal job opportunities to all qualified candidates. J-18808-Ljbffr